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In some circumstances, a debtor may wish to become legally obligated to pay all or some of a debt that could otherwise be discharged. A contractual agreement to repay such a debt is called a reaffirmation agreement and is entered into between the debtor and a specific creditor. Reaffirmation agreements are strictly voluntary.
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8 | BANKRUPTCY: UNDERSTANDING REAFFIRMATION AGREEMENTS CITY BAR JUSTICE CENTER for the balance of the loan. If a debtor cannot pay the reaf- irmed debt, he or she must wait eight years after filing. the Guidelines for Filing a Reaffirmation Agreement in the South-ern District of New York.
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Effective December 1, 2009, New and Amended Official Forms, including required B 27, Reaffirmation Cover Sheet, which gathers certain financial information, including information necessary for the court to determine whether a reaffirmation agreement creates a presumption of undue hardship, and allows the debtor to provide additional information that may rebut such a presumption.
This system should only be used by creditor filers. attorneys filing a Reaffirmation Agreement should log into the CM/ECF system and file the Reaffirmation Agreement in that system.
This is an Official Bankruptcy Form. Official Bankruptcy Forms are approved by the Judicial Conference and must be used under Bankruptcy Rule 9009.
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1 The Debtors have since indicated to the court that they wish to withdraw one of the two reaffirmation agreements. IN THE UNITED STATES BANKRUPTCY COURT FOR THE MIDDLE DISTRICT OF NORTH CAROLINA WINSTON-SALEM DIVISION IN RE: )) Mark Steven Wilhelm and ) Case No. 06-51747