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· Mortgage interest rates are historically low, and the conditions are ideal for U.S. borrowers to refinance a home loan. Often, homeowners refinance to get a better interest rate, to access cash, to lock in a low fixed rate or to shorten their loan term.
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you’re going to need to qualify for this mortgage first. depending on what the rate of interest is, you may want to refinance to a lower rate and payment considering rates are down. i hope this helps.
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